Our Products and Services
Savings Accounts
Build Your Financial Future
Our savings accounts are designed to help you grow your wealth with competitive interest rates and flexible terms. Whether you're saving for a short-term goal or planning for long-term security, our accounts offer easy access to your funds and personalized support to help you succeed.
Fixed Deposit Accounts
Maximize Your Earnings
Secure your savings with our fixed deposit accounts, featuring attractive interest rates and a range of tenure options. Our fixed deposits provide guaranteed returns, ensuring your money works harder for you.
Current Accounts
Manage Your Everyday Finances
Our current accounts are ideal for managing your day-to-day transactions with ease. Enjoy features such as convenient access to your funds, check-writing capabilities, and electronic banking options. Perfect for individuals and businesses requiring flexible and efficient financial management.
Loans and Credit Facilities
Fuel Your Ambitions
We offer a diverse range of loan products to cater to the needs of individuals, businesses, and farmers. Our loan categories include:
- Commercial Loans: Designed to support business expansion, equipment purchases, or operational costs with competitive interest rates and flexible terms.
- Salary Loans: Quick access to funds against future salaries, providing financial relief with convenient repayment options.
- Agricultural Loans: Tailored for farmers and agribusinesses to invest in essential resources such as seeds and equipment, promoting sustainable farming.
- Susu Loans: For those participating in traditional Susu savings schemes, offering access to accumulated funds for managing expenses or investments.
- Funeral Loans: Assists with funeral expenses, offering financial support during difficult times with flexible repayment terms.
- Microfinance Loans: Supports small businesses and entrepreneurs in rural areas, helping to foster growth and community development.
Microfinance Services
Empower Small Enterprises
Our microfinance services are designed to assist small businesses and entrepreneurs in rural areas. We provide tailored loan products and financial guidance to promote business growth, job creation, and community development.
Agricultural Financing
Support for Agricultural Growth
Our specialized agricultural financing solutions are aimed at assisting farmers and agribusinesses in acquiring vital resources like equipment and seeds. We focus on enhancing productivity and sustainability in agricultural operations.
Money Transfer Services
Seamless Global Connections
Send and receive money easily with our reliable money transfer services, including:
- Western Union
- UnityLink
- ApexLink
- Ria
- ACH
Our trusted partners ensure secure and efficient money transfers both within Ghana and internationally.
Bill Payment Services
Easy Bill Management
Manage your recurring expenses effortlessly with our bill payment services. Pay utility bills, school fees, and more through our extensive network of branches and digital platforms.
Digital Banking
Banking at Your Fingertips
Enjoy the convenience of our digital banking services. Access your accounts, perform transactions, and manage your finances easily with our secure online and mobile banking platforms. Additionally, use our USSD system by dialing *447*314# on your mobile phone to deposit and withdraw money between your account and mobile money services.
Financial Advisory Services
Expert Financial Guidance
Receive personalized advice from our experienced financial advisors to help you manage your finances, plan investments, and prepare for retirement. Benefit from tailored strategies to achieve financial stability and growth.